Your average John and Jane Doe saving for a deposit for their own home wouldnt even consider an investment property.

Why not?

Its easier.

Think about it.

Payments on your own home are not tax deductable. Payments on your investment property are.

You earn no rent from your own home. You earn rent from your investment property.

So take the same 2, 500k mortgages.

The interest is about $3500 a month on both.

Your getting, should get, about $500 per week rent.

Call it $2000 a month.

Leaves you having to come up with $1500 a month of PRE TAX dollars, not take home pay, money that you earn before the tax man gets his cut. Thats less than $400 a week pretax to have an investment property (about $300 take home dollars).

Now go to your own home.

$3500 a month mortgage payment.

$850 a week roughly of  after tax money to pay for it. So you go to work, pay tax, take home your pay and then $850 goes to your mortgage interest bill.

$400 pretax is about $900 real dollars better than $850 after tax.

So why not? You enter the property market. In fact you can pay for 2 investment properties at the price of paying one property the same value that is your own home.

So your in the market, moving with it, the market moves faster than you can save for a deposit anyway.

Go for it. Learn to be an investor before a home owner.